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Apple Card interest rates expected to rise along with Fed’s interest rate hike

As is won’t with most credit cards, the Apple Card’s interest rate on overdue balances will rise as the Federal Reserve raises its benchmark overnight interest rate in an attempt to slow inflation in the United States. As of July 1, the Apple Card’s variable APRs now range from 12.49 percent to 23.49 percent based […]

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Apple releases iOS 16, iPadOS 16 public betas

Apple on Monday seeded the first public betas of iOS 16 and iPadOS 16, opening up the ‌iOS 16‌ beta testing process to the general public for the first time since the Worldwide Developers Conference. Developers have already had three betas, and the first public beta coincides with the third developer beta. Users who signed […]

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Apple Pay Later to take advantage of Apple ID data to help detect fraudulent activity ahead of time

Well, this is a bit more reassuring. Following its announcement of its Apple Pay Later financing option and its Apple Financing LLC division, Apple has stated that it plans to use a customer’s Apple ID and associated data to minimize the chance of fraud and losses. While most financial firms offering a “buy now, pay […]

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Apple creates Apple Financing LLC to handle Apple Pay Later lending

During its WWDC 2022 keynote, Apple announced its new “Apple Pay Later” program, which is set to debut this fall and allows shoppers to break their payments for purchases into four equal installments, over six weeks. The company is apparently also handling the lending through the use of its new wholly-owned subsidiary, as opposed to […]